Now in private beta

The personal CFO.
Your money has a second brain now.

Dime watches your accounts, cards, subscriptions, shopping list, and offers. When there's money to save, a fee to avoid, or a smarter way to buy, it texts you with the move already prepared.

1,200+ waiting for a CFO that texts first · No credit card
9:41

Dime

online

Message

$1,200
Potential annual savings
from missed fees, offers & benefits
24/7
Account monitoring
across all your linked accounts
60s
Setup
via secure Plaid connection
100%
Read-only
we can never move your money

What Dime does

Dime catches the money moments you miss.
Before, during, and after you buy.

Before you buy

It watches before you spend

Dime tracks saved items, prices, merchant offers, rewards, return policies, and your actual cash flow, then texts when the timing and the math line up.

9:41

Dime

online

Message

  • Live price history & deal scoring
  • Card, reward & protection matching
  • Price-drop alerts without checking
After you buy

It keeps watching after

Dime keeps scanning for price drops, refund windows, annual fees, subscription creep, unused benefits, and better rates, then prepares the next move.

9:41

Dime

online

Message

  • Fee, rate-hike & overdraft alerts
  • Subscription & recurring charge tracker
  • Unused credits, returns & refund windows

Proactive CFO agent

Dime sees the money move first.
Then does the work with your approval.

Price drops. Expiring credits. Duplicate subscriptions. Card offers. Renewal traps. Better rates. Click into any money moment to see what Dime can watch, prepare, and act on for you.

How it works

Connect once.
Dime keeps watch.

01

Connect your accounts

Link the accounts, cards, and merchants you want Dime to monitor. Access is permissioned and read-only.

Accounts, cards, subscriptions, and saved items connected

02

Dime builds your financial memory

It learns your recurring charges, card benefits, receipts, deadlines, saved products, and approval preferences.

Watching fees, renewals, price drops, credits, and rates

03

Get a text when there's a move

Dime prepares the action, explains the tradeoff, and asks for approval when approval matters.

Prepared actions arrive in your messages

Built for trust

Dime can watch.
Dime cannot move your money.

Built around permissioned data, user approval, and clear limits on what Dime can do without you.

Read-only by default

Dime monitors permissioned account data. It cannot transfer funds or move your money.

You approve important actions

Purchases, cancellations, applications, account changes, and submissions require your approval.

You control the connection

Connect through Plaid, choose what to share, and revoke access when you want.

Your money is leaking in places you don't check.

Dime checks them for you. Join the private beta and get the CFO that texts before money slips away.

No spam · No selling your data · You approve important actions